When you have applied for Social Security disability benefits through Social Security Administration (SSA), you may be wondering when you’ll receive your payment. The schedule for disability payments will rely on the type of benefit you receive, and in some cases, your date of birth will also affect the schedule of payments. If you are wondering how payment dates were chosen for disability benefits, you should seek advice from a Social Security disability lawyer who can assess the exact facts of your case and can help you determine your likely payment schedule. In the meantime, here are factors that may help you understand how Social Security disability payments are disbursed.
Know the Difference Between SSDI and SSI Benefits
Social Security disability payment dates differ for the two types of federal disability benefits: Social Security Disability Insurance program benefits (SSDI), and Supplemental Security Income (SSI) benefits, as Disabilitysecrets.com explain. What is the difference between the two types of benefits? It is essential to understand the key differences because these types of benefits sound the same in name but are literally very different in terms of eligibility.
SSDI benefits are for persons with disabilities who have paid enough money into the SSDI program through working hours. To qualify for SSDI benefits, you must have worked a enough length of time, and you must have worked a enough number of hours, to be eligible to receive this kind of disability pay. It does not matter if you earn low or very high income. If you meet the SSA definition of disability, you may qualify.
The benefits of SSI, in contrast, are for people with disabilities with low incomes. This type of disability payment is based on a person’s income level, and a person with a disability must be on a low income to qualify (besides meeting the SSA’s definition of disability).
SSDI Payment Schedule Based on Your Date of Birth
The SSDI benefit payment schedule, so long as you started receiving benefits after 1997, will be based on your birthday. Here’s how SSA determines the SSDI benefit payment schedule:
- Birthdays falling on the 1st to 10th of every month: SSDI benefits will be paid on the second Wednesday of every month;
- Birthdays falling on the 11th to 20th of every month: SSDI benefits will be paid on the third Wednesday of every month; And
- Birthdays falling on the 21st to 31st of every month: SSDI benefits will be paid on the fourth Wednesday of every month.
This payment schedule applies to SSDI checks and to direct deposits. For anyone who started receiving SSDI benefits before 1997, payment is made on the third day of every month.
SSI Payout Schedule is Paid Same Day for Everyone
If you receive SSI benefits, your payments will be scheduled on the first day of every month irrespective of your date of birth. When the first day of the month falls on a weekend or statutory vacation, benefits are paid the day before.
Learn More About Social Security Disability Payment Information
If you have questions about payment schedules or if you want help applying for SSDI benefitsYou should seek advice from a disability benefits lawyer.
